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BLOGS & PRESS

Why October Is the Best Time To Buy a Home in 2025

By Lorie Phillips | Oct 3, 2025

If you’ve been watching from the sidelines, now’s the time to lean in. It’s officially the best time to buy this year. According to Realtor.com, this October will have the most buyer-friendly conditions of any month in 2025: “By mid-October, buyers across much of the country may finally find the combination of inventory, pricing, and negotiating power they’ve […]

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Is It Better To Buy Now or Wait for Lower Mortgage Rates? Here’s the Tradeoff

By Lorie Phillips | Sep 19, 2025

Mortgage rates are still a hot topic – and for good reason. After the most recent jobs report came out weaker than expected, the bond market reacted almost instantly. And, as a result, in early August mortgage rates dropped to their lowest point so far this year (6.55%). While that may not sound like a […]

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The Truth About Down Payments (It’s Not What You Think)

By Lorie Phillips | Aug 8, 2025

Buying a home is exciting… until you start thinking about the down payment. That’s when the worry can set in. “I’ll never save enough.” “I need a small fortune just to get started.” “I guess I’ll just rent forever.” Sound familiar? You’re not alone. And you’re definitely not out of luck. Here’s the thing: a lot […]

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Housing Market Forecasts for the Rest of 2025

By Lorie Phillips | Jul 25, 2025

If you’ve been watching the market, you’ve likely noticed a few changes already this year. But what’s next? From home prices to mortgage rates, here’s what the latest expert forecasts suggest for the rest of 2025 – and what these shifts could mean for you. Will Home Prices Fall? Many buyers are hoping home prices will come […]

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Selling and Buying at the Same Time? Here’s What You Need To Know

By Lorie Phillips | Jul 9, 2025

If you’re a homeowner planning to move, you’re probably wondering what the process is going to look like and what you should tackle first: Is it better to start by finding your next home? Or should you sell your current house before you go out looking? Ultimately, what’s right for you depends on a lot […]

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3 Reasons To Buy a Home This Summer

By Lorie Phillips | Jun 27, 2025

Are you thinking about buying a home, but not sure if now’s the right time? A lot of people are waiting and wondering what the market’s going to do next. But here’s something only the savviest buyers realize: This summer might actually be the best time to buy in years. Here are three big reasons why. 1. […]

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The 20% Down Payment Myth, Debunked

By Lorie Phillips | May 31, 2025

Saving up to buy a home can feel a little intimidating, especially right now. And for many first-time buyers, the idea that you have to put 20% down can feel like a major roadblock. But that’s actually a common misconception. Here’s the truth. Do You Really Have To Put 20% Down When You Buy a […]

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The Secret To Selling Your House in Today’s Market

By Lorie Phillips | May 31, 2025

A few years ago, homes were flying off the shelves and getting multiple offers well over their asking price. It felt like you could name your price and still have buyers lined up at the door. But today’s housing market is different. Buyers are getting more selective now that inventory has grown. Homes are sitting […]

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Why Buyers Are More Likely To Get Concessions Right Now

By Lorie Phillips | May 15, 2025

Especially in areas where inventory is rising, both homebuilders and sellers are sweetening the deal for buyers with things like paid closing costs, mortgage rate buy-downs, and more. In the industry, it’s called a concession or an incentive. What Are Concessions and Incentives? When a seller or builder gives you something extra to help with […]

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